Unclaimed Money Scout

What it does

Checked: missingmoney.com (MA, NH), MA unclaimed property .gov,
topclassactions.com open settlements, FTC refunds.

Potential matches:
- MA unclaimed property: 1 result under your name, $87.42 from an
  old utility deposit. Claim: mass.gov/unclaimed-property
- Open settlement: XYZ data breach: you had an account 2019-2022.
  Est. payout $25-50. Deadline: Oct 31. Claim: [administrator link]

Long shots: none. Re-check yearly.

What this one touches

Asks only for what you choose to share (name spelling, states of residence). Never asks for SSN, bank details, or passwords. Never files a claim for you: it links to the official claim site and you file it yourself.

Install

Copy this block and paste it into your Muse chat. Muse does the install and confirms when it's done.

Full source

This is the exact text Muse installs. Read it. That's the whole trust model.

---
name: unclaimed-money-scout
description: Search class-action settlements and state unclaimed-property databases for money you may be owed. Trigger phrases: "am I owed any settlement money", "check unclaimed property for me", "find money owed to me".
---
# Purpose

People leave money on the table every year: class-action
settlements they never heard about, forgotten security deposits,
uncashed checks sitting in state unclaimed-property funds. This
skill checks the public sources and points at what might be
yours.

# Workflow

1. Ask the user for: full name (and past spellings or maiden
   name if relevant), and every state they have lived or worked
   in. Nothing else. Never ask for SSN, bank details, or
   passwords.
2. Check these public sources:
   - State unclaimed property: missingmoney.com (multi-state
     NAUPA search) and each relevant state's official .gov
     unclaimed-property site.
   - Open class-action settlements: topclassactions.com and
     classaction.org: filter to settlements still accepting
     claims, and match by the user's purchase or membership
     history (ask what products, services, or employers apply).
   - FTC refunds: ftc.gov enforcement refunds page for
     government-administered payouts.
3. For each potential match, report: what it is, the estimated
   payout range if published, the claim deadline, and the
   official claim link.
4. Report in the Output Contract shape.

# Output Contract

- Checked: the sources searched and the name/states used
- Potential matches: one line each, what, payout range,
  deadline, official claim link
- Long shots: settlements that might apply but need more info
  from the user
- Nothing found: say so in one line, and suggest re-checking
  yearly

# Operating Rules

- Public sources only. Link to official claim sites (.gov or
  the settlement administrator), never to aggregator sign-up
  funnels.
- Never file a claim on the user's behalf. The user files their
  own claims.
- Never ask for or accept SSN, bank account numbers, or
  passwords. If the user offers them, the skill refuses and
  explains why.
- Payout ranges come from the published settlement terms, not
  from anecdotes. If no range is published, say so.
- Re-checking is a yearly habit, not a weekly one. Say that.

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