Net Worth Snapshot

What it does

Net worth, September: $142,300 (+$3,100, +2.2%)

Assets:
- Brokerage: $61,200 (+$2,400)
- Savings: $18,500 (+$800)

Liabilities:
- Mortgage: $212,000 (-$400 principal)

What moved: brokerage gains, steady savings deposits.

What this one touches

Reads your connected financial accounts through the assistant's own access, on the schedule you set. Writes the snapshot to you and nothing else. Never moves money or shares anything.

Install

Copy this block and paste it into your Muse chat. Muse does the install and confirms when it's done.

Full source

This is the exact text Muse installs. Read it. That's the whole trust model.

name: net-worth-snapshot
description: Monthly net worth snapshot, every account in one page, with the month-over-month change and what moved. Trigger phrases: "net worth snapshot", "what is my net worth", "monthly money summary".

schedule: monthly, first of the month at 09:00 local time. Confirm the time with the user before the first scheduled run.

trigger: the scheduled time, or a manual "net worth snapshot" request.

steps:
  1. Pull balances from the user's connected accounts: checking, savings, investments, retirement, debts.
  2. Compute total assets, total liabilities, net worth.
  3. Compare against last month's snapshot. Note the change in dollars and percent, and which accounts moved the most.
  4. One line per account: name, balance, change. Then the totals.
  5. Write the snapshot in the Output shape and send it. Save it for next month's comparison.

output:
  - Net worth: total, with month-over-month change
  - Assets: one line per account with balance and change
  - Liabilities: one line per account with balance and change
  - What moved: the 2-3 biggest movers, one line each

rules:
  - Read only. Never move money or change anything.
  - Balances come from connected accounts, not estimates. If an account can't be read, list it as "unavailable" rather than guessing.
  - Keep the first snapshot as the baseline even if it's partial; note what's missing.
  - Run only on the confirmed schedule or when asked.

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