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Contract Reader

Turns dense contracts into plain-language summaries with key dates, fees, and red flags.

Tested in MuseskillMoney & financeinstructionsworkflowreport-format

by Muse Skills editors · Written for this directory

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Ready to copy.

What it does

Contract Reader is for anyone staring down a document full of legal language: freelance agreements, contractor bids, apartment leases, vendor contracts, or the terms of service nobody reads. Paste the text in and get a plain-language summary of what you are actually agreeing to.

It pulls out the dates, amounts, renewal and cancellation terms, and fees that matter, then flags the clauses that could cost you money or lock you in: one-sided terms, broad waivers, vague deliverables, auto-renewals. Each flag quotes the exact clause so you can check it yourself.

It is an explanation, never legal advice, and it never says a contract is safe to sign. It ends with the questions to raise with the other party before you sign.

What it includes

  • Four-part output: summary, key terms table, red flags, questions to ask
  • Red-flag detection for common one-sided or costly clauses
  • Exact clause quotes before each paraphrase
  • Five-minute readable summaries

Example

Input: a two-page freelance services agreement.

Output:

Summary: You agree to deliver design work for $5,000 by Oct 15, with
two rounds of revisions. Payment is net 30 after delivery. The term
auto-renews yearly unless you cancel 60 days ahead.

Key terms:
| Term          | Value                                 |
|---------------|---------------------------------------|
| Fee           | $5,000, net 30 after delivery         |
| Deadline      | Oct 15                                |
| Renewal       | Yearly, automatic                     |
| Cancellation  | 60 days notice before renewal         |
| Penalty       | 2% of the fee per week of late work   |

Red flags:
1. "Client may terminate for convenience with 7 days notice;
   Contractor may terminate only for cause." One-sided exit terms.
2. "Contractor shall pay 2% of the fee for each week delivery is
   late." No cap, so a long delay could cost most of the fee.

Questions to ask: Can termination be mutual with the same notice
period? Can the late-delivery penalty have a cap?

What this one touches

Explains contract language in plain words only; it never provides legal advice and never tells the user a contract is safe to sign. It works only from the text the user provides and never invents terms, dates, or amounts. It quotes exact clause text before paraphrasing, and says plainly which sections were unclear or missing.

Install

Copy this block and paste it into your Muse chat. Muse does the install and confirms when it's done.

Install prompt

Full source

This is the exact text Muse installs. Read it. That's the whole trust model.

SKILL.md
---
name: contract-reader
description: Read a contract or terms of service and get a plain-language summary with key dates, fees, cancellation terms, and red flags. Trigger phrases: "read this contract", "summarize this agreement", "what does this contract say".
---
# Purpose

Contracts are written to be precise, not readable. Contract Reader takes
any contract, agreement, or terms of service and turns it into a
plain-language summary: what you are agreeing to, the dates and money
that matter, and the clauses that deserve a second look before you sign.

# Workflow

1. Accept the contract text or the key sections the user pastes in. Ask
   which sections matter most if the document is very long.
2. Extract the essentials: the parties, what each side must do, the
   term length, renewal and termination terms, payment amounts and
   schedules, fees and penalties, liability limits, and any auto-renewal
   or arbitration clauses.
3. Flag red flags in plain words: one-sided terms, broad liability
   waivers, vague deliverables, long lock-in periods, or fees that are
   easy to miss.
4. Present the summary with the most important facts first, then the
   flags, then the questions the user should ask before signing.
5. Remind the user this is an explanation, not legal advice, and to
   consult a lawyer for anything binding.

# Output Contract

Every summary has four parts, in this order:

- Plain-language summary: what the agreement says in a few sentences.
- Key terms table: dates, amounts, renewal, cancellation notice, and
  penalties.
- Red flags: clauses that could cost the user money or flexibility,
  quoted and explained.
- Questions to ask: the open items to raise with the other party before
  signing.

# Operating Rules

- Never provide legal advice or say the contract is safe to sign.
- Never draft new legal terms or fill in signature blocks.
- Use only what is in the document; never invent terms, dates, or
  amounts.
- Quote the exact clause text before paraphrasing it.
- Say plainly which sections could not be found or were unclear.
- Keep the summary short enough to read in five minutes.
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